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Swan Hill: planning zones, bushfire and flood overlays

The 25 planning zones mapped in Swan Hill, Victoria, the overlays that apply, and which registers cover the council.

A report can be bought for almost every address in Swan Hill that is in the state address register, $9.90 including GST, paid once. This page is the free part: what the Victorian planning registers hold for the council. The report is for one address, and reads the planning, heritage and hazard registers listed below for it. Check an address in Swan Hill first: the check is free and states the total before you pay.

What this page covers

This page covers the Swan Hill Planning Scheme: its zones, and the overlays counted below, which each council’s scheme applies. Victoria’s statewide hazard maps, such as the Bushfire Prone Area, are not counted here. Recorded crime for the council is charted below, and the report for an address here carries it too.

Bushfire, flood and other planning overlays in Swan Hill

What the government maps show. Not a risk rating.

6.4%of addresses on a lot at least partly in the Bushfire Management Overlay (BMO)9.8%of addresses on a lot at least partly in the Land Subject to Inundation Overlay (LSIO)under 0.1%of addresses on a lot at least partly in the Environmental Audit Overlay (EAO)Not appliedEMO, FO, SBO, SMOToo few addresses here are on land whose scheme uses them to give a share. Not a finding about the land.
Share of addresses on land each map shows, counted among the addresses where that map applies: what the government maps show, not a risk rating. Hatched: no map covers most of the council (Not applied: fewer than one address in ten here is on land whose planning scheme uses the overlay); dotted: a map covers only part of the council, or records its own classes, so no share. Our build 61 of 21 October 2026.Counts derived by WattleAddr from the registers credited at the end of this section.
438
addresses with the Bushfire Management Overlay (BMO) on part of the lot, not at the address point
In Swan Hill, a check of the address point alone would report them as outside the map. Our report tests the whole lot. Our build 61 of 21 October 2026.Source: Vicmap Planning overlays, © State of Victoria (Department of Transport and Planning); addresses and lots from Vicmap. Counts derived by WattleAddr.
  • EMO The Swan Hill Planning Scheme does not use the Erosion Management Overlay (EMO). EMO by council, on our map.
  • FO Only 6 addresses here are on land whose planning scheme uses the Floodway Overlay (FO), 3 of them on a lot in it: fewer than one in ten, too few to give a share. FO by council, on our map.
  • SBO The Swan Hill Planning Scheme does not use the Special Building Overlay (SBO, overland flow). SBO by council, on our map.
  • SMO Only 1 address here is on land whose planning scheme uses the Salinity Management Overlay (SMO), none of them on a lot in it: fewer than one in ten, too few to give a share. SMO by council, on our map.
Not applied: an overlay’s absence says what the scheme controls, not what the land does. An overlay is added by amending the scheme. Our build 61 of 21 October 2026.Source: Vicmap Planning overlays, © State of Victoria (Department of Transport and Planning); addresses and lots from Vicmap. Counts derived by WattleAddr; the full notices end this section. See VicPlan.

Bushfire Management Overlay (BMO)

6.4%
Base of the share: 15,708 addresses on land whose scheme uses the overlay
  • 566 on the map at the address point
  • 438 on part of the lot only
  • 73 at the edge only
  • 14,631 not on the map

Victoria’s Bushfire Prone Area designation is separate, and may still apply. See VicPlan. Bushfire Management Overlay (BMO) by council, on our map.

How this is counted

1,004 of 15,708 addresses (6.4%) are on a lot shown, in whole or in part, as the Bushfire Management Overlay (BMO) in the planning scheme. On 893 of 13,852 lots · 438 on part of the lot only · 73 touch only the edge. Victoria’s Bushfire Prone Area designation is separate, and may still apply.

Addresses, not homes, counted among those on land the map covers. What the government map shows, not a risk rating. Our build 61 of 21 October 2026.Source: Vicmap Planning overlays, © State of Victoria (Department of Transport and Planning); addresses and lots from Vicmap. Counts derived by WattleAddr; the full notices end this section.

Land Subject to Inundation Overlay (LSIO)

9.8%
Base of the share: 15,708 addresses on land whose scheme uses the overlay
  • 1,219 on the map at the address point
  • 317 on part of the lot only
  • 65 at the edge only
  • 14,107 not on the map

See VicPlan. Land Subject to Inundation Overlay (LSIO) by council, on our map.

How this is counted

1,536 of 15,708 addresses (9.8%) are on a lot shown, in whole or in part, as the Land Subject to Inundation Overlay (LSIO) in the planning scheme. On 1,376 of 13,852 lots · 317 on part of the lot only · 65 touch only the edge.

Addresses, not homes, counted among those on land the map covers. What the government map shows, not a risk rating. Our build 61 of 21 October 2026.Source: Vicmap Planning overlays, © State of Victoria (Department of Transport and Planning); addresses and lots from Vicmap. Counts derived by WattleAddr; the full notices end this section.

Environmental Audit Overlay (EAO)

under 0.1%
Base of the share: 15,708 addresses on land whose scheme uses the overlay
  • 5 on the map at the address point
  • 1 on part of the lot only
  • 22 at the edge only
  • 15,680 not on the map

The EAO marks land whose past use means an environmental audit is needed before a sensitive use, such as a home, school or childcare centre. It is not a finding that the land is contaminated. See VicPlan. Environmental Audit Overlay (EAO) by council, on our map.

How this is counted

6 of 15,708 addresses (under 0.1%) are on a lot shown, in whole or in part, as the Environmental Audit Overlay (EAO) in the planning scheme. On 6 of 13,852 lots · 1 on part of the lot only · 22 touch only the edge. The EAO marks land whose past use means an environmental audit is needed before a sensitive use, such as a home, school or childcare centre. It is not a finding that the land is contaminated.

Addresses, not homes, counted among those on land the map covers. What the government map shows, not a risk rating. Our build 61 of 21 October 2026.Source: Vicmap Planning overlays, © State of Victoria (Department of Transport and Planning); addresses and lots from Vicmap. Counts derived by WattleAddr; the full notices end this section.

Check an address in Swan Hill, free

Free: which registers cover the address. The report ($9.90 including GST): whether the lot is on them, and how much of it.

How these are counted

Counted from every address in the Victorian address register, in build 61 of 21 October 2026, out of the addresses on land each register covers; a share is given only where the register covers nine in ten of the council’s addresses. Addresses, not homes: an apartment building is many addresses on one lot, and a vacant block is one. “Part of the lot” counts land, not buildings: the mapped area may not reach the house. A lot the map touches only at the edge, within the map’s accuracy, is shown as “Check” in a report and is counted in the base but not as on the map, so a share can be low by up to the edge count in its row. These are counts of what the government maps show, by our method; they are not a risk rating, and a council’s own count of “properties” may not match them. See why unmapped is not clear.

Counts derived by WattleAddr from these registers, by our method. Vicmap Address, Vicmap Property, and Vicmap Planning zones and overlays: © State of Victoria (Department of Transport and Planning). Licensed under a Creative Commons Attribution 4.0 International Licence; Council boundaries: Australian Bureau of Statistics, Australian Statistical Geography Standard (ASGS) Edition 3, 2021, Local Government Areas. Licensed under CC BY 4.0. Licence: Creative Commons Attribution 4.0, https://creativecommons.org/licenses/by/4.0/.

Crime rates in Swan Hill: ten years of recorded crime

For the council area, not any one property. We do not rank councils and we do not turn this into a safety score.

How to read these charts

This is about the council area, not about any one property. Every address in Swan Hill carries the same figures. Each chart shows the offences recorded in each of the ten years to March 2026; the darkest bar is the latest year, where a trend was tested. Each chart has its own scale, starting at zero, so read the shape, not the height against another chart. Beneath it, the latest rate per 100,000 people (solid) is set against the Victorian rate (outlined). The Crime Statistics Agency publishes no trend, so each direction here is ours, calculated by WattleAddr from its ten annual rates, and named only where it is statistically significant. The direction is of the rate per 100,000, so it can differ from the bars, which are counts.

Break and enter, homes

Rate: down 10.2% a year over ten yearscalculated by WattleAddr
2017year to March2026
Swan Hill295.6 VIC347.3
For the council area, not any one property. Recorded offences a year, years to March 2017–2026; rate per 100,000 people. Source: Crime Statistics Agency, Victoria (CC BY 4.0). Chart by WattleAddr.

Motor vehicle theft

Rate: no clear direction over ten yearscalculated by WattleAddr
2017year to March2026
Swan Hill205.0 VIC434.9
For the council area, not any one property. Recorded offences a year, years to March 2017–2026; rate per 100,000 people. Source: Crime Statistics Agency, Victoria (CC BY 4.0). Chart by WattleAddr.

Theft from vehicles

Rate: no clear direction over ten yearscalculated by WattleAddr
2017year to March2026
Swan Hill462.5 VIC1,074.8
For the council area, not any one property. Recorded offences a year, years to March 2017–2026; rate per 100,000 people. Source: Crime Statistics Agency, Victoria (CC BY 4.0). Chart by WattleAddr.

Criminal damage

Rate: down 1.8% a year over ten yearscalculated by WattleAddr
2017year to March2026
Swan Hill834.4 VIC595.2
For the council area, not any one property. Recorded offences a year, years to March 2017–2026; rate per 100,000 people. Source: Crime Statistics Agency, Victoria (CC BY 4.0). Chart by WattleAddr.

Assault, non-family-violence

Rate: no clear direction over ten yearscalculated by WattleAddr
2017year to March2026
Swan Hill448.2 VIC318.6
For the council area, not any one property. Recorded offences a year, years to March 2017–2026; rate per 100,000 people. Source: Crime Statistics Agency, Victoria (CC BY 4.0). Chart by WattleAddr.
The same figures as a table
OffenceTen year trendSwan Hill VIC
Break and enter, homes Rate: down 10.2% a year over ten years, calculated by WattleAddr 295.6 347.3
Motor vehicle theft Rate: no clear direction over ten years, calculated by WattleAddr 205.0 434.9
Theft from vehicles Rate: no clear direction over ten years, calculated by WattleAddr 462.5 1,074.8
Criminal damage Rate: down 1.8% a year over ten years, calculated by WattleAddr 834.4 595.2
Assault, non-family-violence Rate: no clear direction over ten years, calculated by WattleAddr 448.2 318.6

Recorded offences are what was reported to and recorded by Victoria Police: a rise can mean more of an offence, or more of it being reported, and these figures cannot tell the two apart. A count also moves with the population, which the rate allows for and the bars do not. We leave out offences whose recorded numbers depend mostly on police activity, such as drug and weapons offences; the offences shown are still only what was reported and recorded. Rates are per 100,000 people on the Victorian Government’s Victoria in Future population projections, not the Australian Bureau of Statistics’ current estimated resident population. The Crime Statistics Agency uses them because the ABS figure for the most recent year is not available in time. The Crime Statistics Agency excludes justice institutions, immigration facilities and Unincorporated Victoria from its council-level tables, so these figures do not add up to its published Victorian totals. We use one table throughout and never mix the two.

How a direction is calculated

Trend calculated by WattleAddr from ten years of Crime Statistics Agency data. CSA does not publish a trend figure. Method: a least-squares straight line fitted to the logarithm of the ten annual rates per 100,000, read as the average change per year. A direction is named only where that slope is significant at the 5 per cent level (two-sided t test, 8 degrees of freedom); where it is not, we say the direction is unclear rather than name one. An offence averaging fewer than 20 recorded incidents a year in the area is not calculated at all.

Charts drawn by WattleAddr from the Crime Statistics Agency’s figures. Source: Crime Statistics Agency, Victoria. Licensed under a Creative Commons Attribution 4.0 International Licence. Source data. Licence: https://creativecommons.org/licenses/by/4.0/.

Planning zones mapped in Swan Hill

25 zones in use

COMMERCIAL 1 ZONE

  • C1Z

COMMERCIAL 2 ZONE

  • C2Z

FARMING ZONE

  • FZ

GENERAL RESIDENTIAL ZONE

  • GRZ

INDUSTRIAL 1 ZONE

  • IN1Z

LOW DENSITY RESIDENTIAL ZONE

  • LDRZ

MIXED USE ZONE

  • MUZ1

PUBLIC CONSERVATION AND RESOURCE ZONE

  • PCRZ

PUBLIC PARK AND RECREATION ZONE

  • PPRZ

PUBLIC USE ZONE - CEMETERY/CREMATORIUM

  • PUZ5

PUBLIC USE ZONE - EDUCATION

  • PUZ2

PUBLIC USE ZONE - HEALTH AND COMMUNITY

  • PUZ3

PUBLIC USE ZONE - LOCAL GOVERNMENT

  • PUZ6

PUBLIC USE ZONE - OTHER PUBLIC USE

  • PUZ7

PUBLIC USE ZONE - SERVICE AND UTILITY

  • PUZ1

RURAL LIVING ZONE

  • RLZ

SPECIAL USE ZONE

  • SUZ1
  • SUZ2
  • SUZ3
  • SUZ4
  • SUZ5

TOWNSHIP ZONE

  • TZ

TRANSPORT ZONE 1 - STATE TRANSPORT INFRASTRUCTURE

  • TRZ1

TRANSPORT ZONE 2 - PRINCIPAL ROAD NETWORK

  • TRZ2

TRANSPORT ZONE 3 - SIGNIFICANT MUNICIPAL ROAD

  • TRZ3
One tile per zone code, grouped by zone, A to Z, as the register names them. Not proportional: a count of zones, not of land or properties. Register updated 13 May 2026.Counted and grouped by WattleAddr from the register. © State of Victoria (Department of Transport and Planning). Licensed under a Creative Commons Attribution 4.0 International Licence.

The 25 distinct zones the register maps here, and how many separate areas each is mapped over. A Victorian zone’s schedule is where its control lives, so General Residential Zone Schedule 1 and Schedule 3 are listed apart: they are the same zone and not the same rule. Zone names are as the register publishes them, capitals and all. This counts mapped areas in the register, not properties: a zone over one large polygon may cover more land than a zone over fifty.

The zones as a table, with mapped areas
ZoneName Mapped areas
C1ZCOMMERCIAL 1 ZONE 27
C2ZCOMMERCIAL 2 ZONE 3
FZFARMING ZONE 75
GRZGENERAL RESIDENTIAL ZONE 35
IN1ZINDUSTRIAL 1 ZONE 8
LDRZLOW DENSITY RESIDENTIAL ZONE 20
MUZ1MIXED USE ZONE - SCHEDULE 1 1
PCRZPUBLIC CONSERVATION AND RESOURCE ZONE 168
PPRZPUBLIC PARK AND RECREATION ZONE 59
PUZ5PUBLIC USE ZONE - CEMETERY/CREMATORIUM 9
PUZ2PUBLIC USE ZONE - EDUCATION 12
PUZ3PUBLIC USE ZONE - HEALTH AND COMMUNITY 10
PUZ6PUBLIC USE ZONE - LOCAL GOVERNMENT 31
PUZ7PUBLIC USE ZONE - OTHER PUBLIC USE 6
PUZ1PUBLIC USE ZONE - SERVICE AND UTILITY 74
RLZRURAL LIVING ZONE 4
SUZ1SPECIAL USE ZONE - SCHEDULE 1 1
SUZ2SPECIAL USE ZONE - SCHEDULE 2 1
SUZ3SPECIAL USE ZONE - SCHEDULE 3 1
SUZ4SPECIAL USE ZONE - SCHEDULE 4 1
SUZ5SPECIAL USE ZONE - SCHEDULE 5 1
TZTOWNSHIP ZONE 17
TRZ1TRANSPORT ZONE 1 - STATE TRANSPORT INFRASTRUCTURE 27
TRZ2TRANSPORT ZONE 2 - PRINCIPAL ROAD NETWORK 1
TRZ3TRANSPORT ZONE 3 - SIGNIFICANT MUNICIPAL ROAD 4

Overlays in force in Swan Hill

Every gazetted overlay family the scheme applies here, with the number of separate schedules under it. The schedule is the control: two councils with a Heritage Overlay do not have the same heritage rules, they have their own numbered schedules to it.

Schedules under each overlay family, A to Z; the bar is the count of schedules. Mapped areas in the register, not land or properties. Register updated 4 September 2026.Counted and grouped by WattleAddr from the register. © State of Victoria (Department of Transport and Planning). Licensed under a Creative Commons Attribution 4.0 International Licence.
The overlays as a table
CodeOverlaySchedules Mapped areas
VPOVEGETATION PROTECTION OVERLAY 1 257
HOHERITAGE OVERLAY 202 203
BMOBUSHFIRE MANAGEMENT OVERLAY 1 145
SCOSPECIFIC CONTROLS OVERLAY 4 138
ESOENVIRONMENTAL SIGNIFICANCE OVERLAY 3 32
DPODEVELOPMENT PLAN OVERLAY 5 13
LSIOLAND SUBJECT TO INUNDATION OVERLAY 1 11
DDODESIGN AND DEVELOPMENT OVERLAY 5 8
EAOENVIRONMENTAL AUDIT OVERLAY 1 5
PAOPUBLIC ACQUISITION OVERLAY 3 3
AEOAIRPORT ENVIRONS OVERLAY 1 2
POPARKING OVERLAY 1 1

Which of our 8 Victorian planning registers map Swan Hill

5 of 8 cover Swan Hill. Solid: the register maps this council, so land here that is not in it is outside the mapped area. That is a finding about the land, and it is worth something. Dotted: held for the whole State but not a survey of it, the publisher says, so land absent from it is not a finding: the register cannot say either way. Reversing these is the failure the whole product is built to prevent.Counted and grouped by WattleAddr from the registers. Sources, verbatim: © State of Victoria (Department of Transport and Planning). Licensed under a Creative Commons Attribution 4.0 International Licence. © State of Victoria (Department of Premier and Cabinet). Licensed under a Creative Commons Attribution 4.0 International Licence. © State of Victoria (Department of Energy, Environment and Climate Action). Licensed under a Creative Commons Attribution 4.0 International Licence. © State of Victoria (Environment Protection Authority Victoria). Licensed under a Creative Commons Attribution 4.0 International Licence.

Registers that cover Swan Hill

5 of the 8 Victorian planning registers we hold map Swan Hill. Land in this council that is not in one of them is outside its mapped area, and that is a finding.

The 5 covering registers as a table, with what each maps
RegisterIn Swan HillLast updated
Vicmap Planning - Planning Scheme Overlay Polygon
Every gazetted overlay in the scheme: heritage, design and development, bushfire, inundation, vegetation, public acquisition and the rest.		 818 mapped areas 4 September 2026
Vicmap Planning - Planning Scheme Zone Polygon
The land use zone for every parcel in the planning scheme. Every feature is gazetted, so this layer carries no proposed or interim zone.		 596 mapped areas 13 May 2026
Areas of Cultural Heritage Sensitivity
The Aboriginal Heritage Regulations 2018 definition drawn as polygons. It is the regulation, not a site register: land outside it is a finding about the regulation and is not a statement that no Aboriginal place exists there.		 one list for the whole State not stated
Victorian Heritage Register
The statutory register under the Heritage Act 2017. It is closed: a place is on it or it is not.		 one list for the whole State 31 July 2026
Special Water Supply Catchment Areas
Catchments declared under the Catchment and Land Protection Act 1994. The 142 declarations are the entire declared set for the State.		 one list for the whole State 2 June 2009

Registers that leave Swan Hill unresolved

We hold 3 further Victorian planning registers, and a search of them in Swan Hill settles nothing. That is not a finding about the land.

3 are held for the whole State but are not a survey of it, as the publisher says, so land absent from them is not a finding: the register cannot say either way.

The 3 registers that settle nothing here, as a table
RegisterIn Swan HillLast updated
Coastal Acid Sulphate Soils
Coastal prospectivity for acid sulfate soils, which is not a classification, and it stops at the coast. Inland, an absence is out of scope rather than unaffected.		 held, but not a survey of the State —
EPA Victoria Environmental Audit Reports - Location Polygons
Where an environmental audit has been carried out. An audit is frequently what clears land, so a record here is not a finding of contamination and an absence is not a finding of cleanliness.		 held, but not a survey of the State —
Heritage Inventory
Recorded archaeological sites. The publisher states it is not a complete record of them, so land absent from it is not a finding: the register cannot say either way.		 held, but not a survey of the State —

Victorian planning scheme areas next to Swan Hill

The other Victorian planning scheme areas that share a stretch of land boundary with Swan Hill, in alphabetical order; councils across the State border or across open water are not listed. Sharing a boundary says nothing about hazards, zoning or crime on either side of it: each page has its own figures. Every planning scheme area in Victoria is on one page.

Neighbours worked out by WattleAddr from the council boundaries (Australian Bureau of Statistics, Australian Statistical Geography Standard (ASGS) Edition 3, 2021, Local Government Areas. Licensed under CC BY 4.0).

Sources

Reproduced verbatim, as the licences require.

© State of Victoria (Department of Transport and Planning). Licensed under a Creative Commons Attribution 4.0 International Licence.

© State of Victoria (Department of Premier and Cabinet). Licensed under a Creative Commons Attribution 4.0 International Licence.

© State of Victoria (Department of Energy, Environment and Climate Action). Licensed under a Creative Commons Attribution 4.0 International Licence.

© State of Victoria (Environment Protection Authority Victoria). Licensed under a Creative Commons Attribution 4.0 International Licence.

Council names and boundaries: Australian Bureau of Statistics, Australian Statistical Geography Standard (ASGS) Edition 3, 2021, Local Government Areas. Licensed under CC BY 4.0.

Where a report can be bought

A report is on sale for most addresses in the Australian Capital Territory, every address in New South Wales, Brisbane, Gold Coast, Moreton Bay, Noosa and Toowoomba in Queensland, most addresses in Tasmania and almost every address in Victoria. In Western Australia a shorter report is free, read at the address point only (addresses whose location is on the property). The check is free: it tells you which registers cover an address and what the report costs for it, before you pay anything. Reports from $9.90 including GST, paid once, and the price belongs to the jurisdiction the address is in.

Check an address in Swan Hill

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